Boat Insurance Calculator: Estimate Your Premium
Boat insurance protects your watercraft from damage, theft, and liability claims. Premiums vary based on boat value, size, age, and how you use it.
This calculator estimates your annual premium based on boat value, length, age, and deductible. Larger and more powerful boats cost more to insure.
The average boat insurance premium is 1-2% of the boat value per year, or $200-$500 for a typical recreational boat.
For related tools, see our car insurance calculator and umbrella insurance calculator.